BETTER FOR YOUR BUSINESS
|LEVEL||SAVINGS ACCOUNT APY*||CHECKING ACCOUNT APY*|
Star Level (Smart)
Open a Business Savings Account (Smart)
Bright Star (Brighter)
Open a Business Savings AND Business Checking Account
(FREE Transaction processing for up to 200 items, $0.15 per item thereafter)
Five Star Level (Brilliant!)
Business Savings, Business Checking plus 1, 2, 3, or 4 additional qualifying services.
0.85%(3), or 1.11%(4)
*APY is Annual Percentage Yield.
Advanced Business Checking
Designed with larger volume accounts in mind, for a small monthly fee ($9 per month) you receive:
FREE processing for up to 300 items (checks and deposits) and $0.15 per item thereafter
Interest on average daily checking balance paid according to tiered rates
AVERAGE MONTHLY BUSINESS SAVINGS AND CHECKING BALANCE
(Balance of each separately determines rate)
|SAVINGS ACCOUNT APY*||CHECKING ACCOUNT APY*|
|$0 - $1,999.99||0.10%||0.00%|
|$2,000.00 - $9,999.99||0.25%||0.15%|
|$10,000.00 - $49,999.99||0.40%||0.30%|
|$50,000.00 - greater||0.60%||0.50%|
*APY is Annual Percentage Yield.
Business Money Market
A money market usually earns higher dividends than savings.
$2,000 minimum to open and maintain
Higher dividend rates available for balances above $50,000
See your Disclosure of Account Terms for additional information regarding any of the financial products or services offered by Five Star Credit Union. If you have additional questions regarding Five Star Credit Union’s Business Accounts, ask to speak with the Business Services Department at 888-619-1711.
Click here for rates and terms.
Business Bill Payer
This is a quick and easy way to pay most of your monthly business bills such as utility payments, telephone bills, etc. No need to write checks, buy stamps, or stand in line. Paying bills can be done from the convenience of your computer.
If you are already a registered business banking user, log in to your Business Banking account and select the Bill Payment Tab. Click on "iPay" to register for the FREE Online Bill Payment system called "i-Pay." To use i-Pay, your pop up blocker may need to be disabled or have an exception added to allow the site to open (i.e. click on "Temporarily (or) always allow pop-ups to open on this website") .
On the initial log in, you may also be prompted to set security “challenge” questions and a “security key.” Please note that the security key is not the same as a PIN or password and should not be used to log in with; it is a unique identifier that you will see each time you log in so you know the site is authentic.
New to the Online Account Access? Visit a branch or call a member services representatives at 888-619-1711 (Option 3) to obtain your account access code and password.
Click here to view Frequently Asked Questions for Businesses.
If you click above, you will be temporarily leaving the Five Star Credit Union web site to go to a third-party's web site. Links are not under the control of Five Star Credit Union and Five Star Credit Union is not responsible for their content.
These are competitive loan rates with options designed specifically to meet the current needs and operations of small and larger businesses. Whether you are in need of working capital, funds for expansion or acquisition, remodeling, or looking to purchase equipment or commercial real estate, Five Star Credit Union offers a variety of options to suit your business. Loan decisions are made locally. You will always receive a quick and timely response.
Five Star Credit Union also does agricultural loans. Call a Business Service Specialists for more details, to open an account, or to apply for a loan.
In Alabama, call 888-619-1711 ext. 1130 or 1132.
In Georgia, call 888-619-1711 ext. 1805.
Click here for an application.
FREE VISA® Platinum Rewards Business Credit Card
This is a great way to simplify your business by writing just one check per month for all your purchases! Earn one reward point for every dollar you charge on your FSCU VISA® Platinum Rewards business credit card. Points can be redeemed for valuable merchandise, free travel, and popular restaurant gift certificates. Enjoy low interest rates and VISA is accepted worldwide. Multiple cards are also available for key employees off your master account.
No annual fee
No balance transfer fee
No cash advance fees
All terms are subject to change.