Five Star Credit Union is a not-for-profit financial institution that serves 54,000 members in 18 counties across Alabama and Georgia. The counties in Alabama are Barbour, Coffee, Dale, Geneva, Henry, Houston, Pike, and Russell. In Georgia, the counties include Decatur, Early, Glynn, Grady, Miller, Mitchell, Seminole, Stewart, Webster, and Quitman. See our Member Qualifications page for more information on how to join.

Why Join a Credit Union?

A credit union is a not-for-profit, member-owned, financial cooperative that serves its members' needs. The earnings of credit unions are returned to its members in the form of lower loan rates and fewer fees. Credit unions do not have shareholders that are looking for a profit every year. Credit unions were built on the seven cooperative principles that many cooperative still use today.


Five Star’s history is rooted in the trees of Alabama and Georgia. The credit union was founded in 1964 in Cedar Springs, GA as the Cedar Springs Federal Credit Union. It was chartered to serve the employees of the Great Southern Paper Company. Today Five Star serves communities from Dothan, AL to Brunswick, GA.

Financial Education Program

Five Star is partnering with Banzai and EverFi, two premium financial education programs, to offer teachers, students, and adults free financial education tools. Five Star is sponsoring 25 schools and 4,460 students to be able to offer financial education. Each student that completes the course receives a certificate to open a savings account. Five Star provides the first deposit. Plus, adults can take quick, free online financial education courses.


Five Star offices are closed on Federal holidays. However, ATMs, website, mobile banking, and PhoneLink 24 hour automated phone service are always available to serve you.


Each quarter, Five Star sends a newsletter with your statement containing financial information, tips, and things you can use for a brighter financial future. The newsletter is archived here. Click to read past editions.


Visit the Five Star job portal for the latest job openings. There are open positions in Alabama and Georgia, as well as a link to view the job description. Plus, you can begin the application process. Good luck and check back often for Five Star job openings.


Five star advice is hard to come by, but at Five Star you can find that advice in our blog. You will find excellent ways to manage your money, stay on a budget, and enjoy the life you've always wanted.