Update 5/26/20

Five Star branch lobbies are now open regular business hours. Six-foot social distancing will be enforced. There are yellow decals on the floor to help you as you go through the lobby. We ask that you be respectful of our staff and members during social distancing. The line may take a minute or two longer, but we’re doing our best to get each transaction processed as quickly as possible.

These branches remain drive-thru only. Mitchell county continues to have a high number of COVID-19 cases.

  • Camilla
  • Cedar Springs

They are open regular business hours.

Here are multiple ways to electronically access your account.

  • Mobile App
  • Online Banking
  • Phonelink - 800.995.7827
  • ITMs at our 231 South, Murphy Mill, and Blakely locations

We will send updates through email, our mobile app, our website, and Facebook as needed.

Stimulus Checks

The Department of Treasury is sending stimulus funds out weekly. There is no need to call us regarding a possible pending deposit, it will post to your account when we get the funds. If you feel you should be getting a stimulus deposit and did not, Five Star does not control this. Check with the federal government’s website.  The Department of Treasury is sending out paper checks intermittently to those that do not have a direct deposit on file with them.

If you have any questions, contact

If you get a paper check, you can deposit the check through the mobile app, an ITM, or through the drive-thru.

COVID-19 scams

If you receive calls, emails, or other communications claiming to be from the Treasury Department and offering COVID-19 related grants or stimulus payments in exchange for personal financial information, or an advance fee, or charge of any kind, including the purchase of gift cards, please do not respond.  These are scams.  Please contact the FBI at so that the scammers can be tracked and stopped.

Online BankingAvailable
Mobile BankingAvailable
Telephone BankingAvailable at 800.995.7827.
BranchesFive Star branch lobbies are now open regular business hours. Six-foot social distancing will be enforced. Camilla and Cedar Springs remain drive-thru only. All drive-thrus are open regular business hours.
Teller ServicesAll teller transactions are normal at all branches except the ones that are drive-thru only. Some services cannot be performed in the drive-thru. We will make every effort to complete your transaction.
Five Star HeadquartersOpen but non Five Star employees are only allowed in the building by appointment only.
Call Center888-619-1711, option 7

Mobile App Tutorials

What we are doing:

  • We are monitoring information from the Centers for Disease Control and Prevention (CDC), as well as federal, state, and local agencies to help ensure the actions we’re taking are in line with the latest recommendations and guidance.
  • Every day our staff are wiping down our lobbies, ATMs, ITMs, and all work areas with disinfecting solutions.
  • We are communicating regularly with our employees to keep them informed and to ensure their safety where possible.

What can you do?

We have many electronic ways for you to access your account. Many of these options are a great way to stay current on your account from your phone or home.
  • Mobile App – download from your device’s app store
  • Online Banking – access from
  • Phonelink - 800.995.7827 – you need your PIN to access your account
  • ITMs at our 231 South, Murphy Mill, and Blakely locations
With our mobile app, you can check your balance, transfer money, pay on your Five Star loans, deposit checks, search for surcharge-free ATMs, and stay in touch with us. Your online banking login works with the app.
If you need help setting your PIN for Phonelink, call at 888-619-1711 option 7. All mobile deposits and ACH transactions will be completed like normal by Five Star.
Account Alerts: Set up alerts on your account through online banking and the app. It is easy and can help you monitor your account more closely.
Bill Pay: Enroll in bill pay through the app or online banking. This is a good way to keep your bill payments current when you can't get to the branch. It's easy and you can set up recurring bills to pay automatic monthly.
eStatements: Now is a good time to sign up for estatements so you have access to them on the app or through online banking. You can enroll through online banking, look for the estatements tab, or call the Member Care Center.
Financial Education: Five Star has many free online financial education courses that you can take on your own time. The courses take about 10 minutes to complete. The course on creating a budget and checking accounts can help in times when money is tight.

Beware of Scams: Look out for suspicious emails and text messages, medical supply scams, and fraudulent donation sites that may impersonate a company, charity, or government agency. The intent is to convince you to share sensitive information such as usernames and passwords, make purchases or donations on spoof websites, or download malware onto your device by opening a malicious attachment. There is a Coronavirus scam that is targeting Android platform users right now. Be aware and do not answer emails or texts from anyone you do not know and do not click any links.

If Five Star reaches out to you, we won’t ask for confidential information such as your name, password, personal identification number (PIN), or other account information through email or text.

Ways to help