Your individual interest rates and other terms will vary based on personal credit history, length of loan, type of item you are borrowing for, whether items are used as collateral for the (secured or unsecured) loan, etc. Credit cards and loans are subject to loan approval. Call the Five Star loan department at 888.619.1711 (Option two) for specific details.The interactive calculators on our website are for educational and informational purposes only. The credit union makes no warranty as to the accuracy of any calculators found on its website and accepts no liability for any loss or inconvenience arising from the use of these calculators. You are encouraged to contact Five Star to receive personalized advice regarding your financial needs.