LuV McDowell-Bailey

LuV McDowell-Bailey

NMLS #162179

Mortgage Loan Originator
Apply OnlineContact Me

Phone: (888) 619-1711 Ext. 1966
Cell: (912) 399-4422
Fax: (912) 638-5826
Five Star Credit Union
95 Cinema Way
St. Simons Island, GA 31522

About LuV

At Five Star Credit Union, we make the mortgage process easy. You find the home you have always wanted and Five Star will do the rest. This frees you up to plan moving dates, furniture upgrades, and just plain old dreaming time. I like to work closely with our members to know exactly what they desire from their home. It is much more than a house; it is a home. Memories and life’s milestones happen here. I will work with you to understand your dreams and your goals. As a homeowner, I have experienced the stress and anxiety which can be a part of the mortgage process, this is why I strive to ensure all expectations are fully achieved through personal member care – at a price that works for you and your budget.

I have been working in financial services and mortgage lending for more than 20 years. I like to work closely with our members. This personal attention to detail and level of service leads to a long-term relationship. This helps me to easily identify and customize your mortgage needs. Five Star has a variety of mortgage options that helps me assess our member’s credit history, payment history, and income to offer the right type of mortgage; not a cookie-cutter solution. By working closely together, we really understand the needs of our members. The process helps to insure a positive purchase experience. This gives the member more time to spend on the home and less time thinking about the mortgage process.

I am a native of Glynn County. My father was a military officer. At an early age, he instilled honor, integrity, and dedication into my character. I believe people deserve to be treated in that same respect. The best part of my job is building new relationships and meeting people from all walks of life. Once we meet, you will see this is true. My husband and I have been married for 24 years with three daughters, a son-in law and a grandchild. I love my community and have an active role in my church. When the opportunity arises, you will find me at the beach.

Experience the difference with a professional who cares because even John Lennon and the Beatles believed that “All you need is LuV – LuV.  LuV is all you need.”

Testimonials From Clients:

“I want to say a big thank you to LuV and Eric for all of their dedication, patience, and assistance thru my home buying process. You all truly are the best at what you do, and kept me sane!  I want to celebrate together!! Thank you.” Jessica, St. Simons Island