Mortgages
A brighter future begins with a Five Star mortgage. We offer rates that are competitive to get you into a payment that will get you in a new home. Our mortgage loan specialists will go over every option for you including conventional loan, FHA, VA*, or USDA. They will match you with the type of loan that fits your budget.
Remember that a good way to save on your monthly payment is to refinance. Click the "Apply Now" button to get started.
*VA loans do not have a minimum score requirement. They will be financed up to 100 percent of the sales contract price for purchases and 90 percent of appraised value on a cash out on a refinance. Five Star also offers an Interest Rate Reduction Loan (IRRL) that has a lower funding fee and lower closing costs for a no cash out refinance. Some exclusions may apply.
Five Star also offers home improvement loans, refinancing for existing mortgages, and personal lines of credit.
- Learn more about applying for a mortgage with Five Star Credit Union
- Learn more about Five Star’s mobile home loans in Alabama and Georgia
Refinancing
Whether you’re looking for a lower interest rate, a more predictable fixed-rate loan, or you would like to make adjustments based on an improved credit score check with Five Star first. Begin the refinancing process today.
Home Equity
The equity in your home, which is the difference between the amount you owe on your first mortgage and what your home is worth, is an asset often overlooked. You worked for your home now let it work for you!
Our loan specialists will work with to you make the most of your home equity. A Five Star Home Equity Loan can empower you to pay for things like your children’s tuition, a new investment opportunity, or a new business venture.
- Learn more about home equity.
- Learn more about applying for a Five Star Home Equity Line of Credit.
