At Five Star Credit Union, the member comes first. In reality, you are a member owner. That’s what makes credit unions unique. At Five Star, the checking and savings accounts are simple, always free, and earn interest. Not many financial institutions do that anymore. That’s what makes Five Star different. You will find a credit union that has your best interest in mind and will never put you in a box because every member has a different set of needs.

Member Qualifications

You are eligible to join if you live, work, worship, or attend school in any of these Alabama counties: Barbour, Coffee, Dale, Geneva, Henry, Houston, Pike, and Russell. In Georgia, you can join if you live or work in any of these Georgia counties: Decatur, Early, Glynn, Grady, Miller, Mitchell, Quitman, Seminole, Stewart, and Webster.

Personal Checking

Five Star offers three easy checking accounts. You always have free options, as well as an option that accrues interest. For members that make at least 10 debit card or credit card transactions, they become eligible for a dividend on their checking and an increased dividend on a savings account. $25 is all that is needed to open a checking account.

Visa Credit Card

There are two Five Star Visa Credit Cards to choose from – Visa Platinum and Visa Platinum Rewards. Each card has unique features to meet your needs. The Rewards Card gives members the opportunity to earn rewards to be redeemed on things such as gift cards, merchandise, or travel items. The Visa Platinum is your traditional credit card. Neither card has an annual fee.

Personal Savings

More than half of Americans don’t have enough in savings to withstand a financial emergency. By opening a savings and checking account at Five Star puts you in line for increased dividends. For $5, you can open a savings account and begin saving for your emergency fund.

Youth Savings

By opening a Youth Savings Account, you are putting your child on a track to better understanding money and how to budget. Research shows that kids that have a savings account are more likely to stay out of debt. For $5, you can open a Youth Savings Account and begin helping your child have a brighter financial future.