Personal

At Five Star Credit Union, the member comes first. In reality, you are a member owner. That’s what makes credit unions unique. At Five Star, the checking and savings accounts are simple, always free, and earn interest. Not many financial institutions do that anymore. That’s what makes Five Star unique. You will find a credit union that has your best interest in mind and will never put you in a box. We work with you to meet your needs.

Member Qualifications

You are eligible to join if you live, work, worship, or attend school in any of these Alabama counties: Barbour, Coffee, Dale, Geneva, Henry, Houston, Pike, and Russell. In Georgia, you can join if you live or work in any of these Georgia counties: Decatur, Early, Glynn, Grady, Miller, Mitchell, Quitman, Seminole, Stewart, and Webster. All new members are eligible to win $250.


Personal Checking

Five Star offers three easy checking accounts. You always have free options, as well as an option that accrues interest. For members that make at least 10 debit card or credit card transactions, they become eligible for a dividend on their checking and an increased dividend on a savings account. $25 is all you need to get started.


Visa Credit Card

Five Star offers a Visa Platinum Credit Card with chip and tap to pay technology. They are the most secure cards on the market. The Visa Platinum is a traditional credit card that comes with a great rate for all of your needs. The Five Star Visa Platinum card does not have an annual fee and no balance transfers fees. Don’t be fooled by the national cards and their high interest rates.


Personal Savings

More than half of Americans don’t have enough in savings to withstand a financial emergency. By opening a savings and checking account at Five Star, you can increase your dividends. $5 is all you need to begin saving for your emergency fund.


Youth Savings

By opening a Youth Savings Account, you are putting your child on a track to better understanding money and how to budget. Research shows that kids that have a savings account are more likely to stay out of debt. For $5, you can open a Youth Savings Account and begin helping your child have a brighter financial future.