Personal Checking

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At Five Star,  your checking is always FREE. Plus, every account comes with a free debit card that has chip technology as well as tap to pay. These are the most secure cards available.

We have three checking account options. If you are over 50, you can get a few perks and interest on your account. If you carry a high balance, Your Five Star Checking is the best option. With a balance of $1,500 or more, you earn .25% APY* on your account. If the balance falls below $1,500, you will incur a $10 fee. As an added bonus, with an active checking, 10 debit/credit transactions per month, you will receive a .25% APY bump on your savings and share certificates

tellafriend Member Tip
Tell a friend about Five Star and you can get a $10 deposit. Pick up a Tell A Friend coupon in your local branch. Your $10 is deposited once they open a checking account.



Opening a checking account is easy – it’s just $25. There is no minimum balance after that. You can open your new Five Star checking account by stopping by one of the 17 local branches or by calling 888-619-1711 option 7.

  Your Free
Your Fabulous
50 Checking
Your Five Star
FREE Debit Card      
FREE Online Banking      
FREE Bill Pay      
FREE Mobile Banking      
FREE eStatements      
FREE Personalized Standard Checks      
Account Charge $0 $0 $0
Automatic Payments      
Minimum to Open $25 $25 $25
Minimum Balance for Interest   .05% APY* Interest on all balances $1,500 for .25% APY* Interest
Qualifier for Account   Must be 50 years old or above $1,500 Minimum Balance
Service Charge for Minimum Balance     $10
Active Checking Benefits** .25% APY Bump for Savings and Certificates .25% APY Bump for Savings and Certificates .25% APY Bump for Savings and Certificates

* (APY) Annual Percentage Yield
** Checking account is considered active with 10 debit/credit transactions
All Five Star accounts are guaranteed up to $250,000 from the National Credit Union Administration (NCUA).