Overdraft Privilege and Overdraft Protection

Overdrafts happen. We understand. Five Star has two ways for you to protect your transactions – Overdraft Privilege and Overdraft Protection. These are put in place to help you when making a purchase and the transaction goes above the balance in your checking account. Accidental overdrafts happen so Five Star offers special protection on those rare occasions. With Overdraft Privilege, Five Star honors transactions even when there are insufficient funds to cover them, sparing you the inconvenience of a declined debit transaction or returned check. The overdraft fee is $35 and you have the option to opt-in or out of the program.

Learn more about the rules, terms, and availability of Five Star’s Overdraft Privilege protection here.