Business Savings

Just like the Five Star free business checking account, there is only one business savings account to choose from and it’s a great option for your business. It is also insured by the NCUA up to $250,000.

The Five Star business savings account is a high-yield account that empowers businesses to save for their future. You can open an account with an initial $5 deposit and a $5 minimum monthly balance. This account earns dividends too. When you use a free business checking account along with a business savings account, you can boost your dividends even higher!

Here’s how it works:


LEVEL SAVINGS ACCOUNT APY* CHECKING ACCOUNT APY*
Star Level (Smart)

Open a Business Savings Account (Smart)
0.10% 0.00%
Bright Star (Brighter)

Open a Business Savings AND Business Checking Account
(FREE Transaction processing for up to 200 items, $0.15 per item thereafter)
0.35% 0.25%
Five Star Level (Brilliant!)
Business Savings, Business Checking plus 1, 2, 3, or 4 additional qualifying services.
0.35%(1), 0.60%(2),
 0.85%(3), or 1.11%(4) 0.50%

Advanced Business Checking

Designed with larger volume accounts in mind, for a small monthly fee ($9 per month) you receive:

  • Free processing for up to 300 items (checks and deposits) and $0.15 per item thereafter
  • Interest on average daily checking balance paid according to tiered rates

AVERAGE MONTHLY BUSINESS SAVINGS AND CHECKING BALANCE
(Balance of each separately determines rate)
SAVINGS ACCOUNT APY* CHECKING ACCOUNT APY*
$0 – $1,999.99 0.10% 0.00%
$2,000.00 – $9,999.99 0.25% 0.15%
$10,000.00 – $49,999.99 0.40% 0.30%
$50,000.00 – greater 0.60% 0.50%

APY is Annual Percentage Yield.
Account is subject to a service charge if dormant for six months, below a $50 balance, and you have no other active account or loan.