60th anniversary logo with photos from helping members.

About Five Star

42 counties. 57,000 members.


One goal - building bright futures.

Let's start with the basics. Five Star has been around since 1964. Five Star is a not-for-profit financial cooperative run by its members, not a bank. That's an important difference. Banks are in the profit-making business. We also have an educational focus that shows up in everything from in-school courses to a quarterly newsletter. Finally, we're a major employer in the region, and we invite you to scout out our current openings. Want to know more about each of these topics? Keep reading. 


Why Become a Member of Five Star Credit Union?

A credit union is a not-for-profit, member-owned, financial cooperative that serves its members' needs. The earnings of credit unions are returned to its members in the form of lower loan rates and fewer fees. Credit unions do not have shareholders that are looking for a profit every year. Credit unions are formed from the seven cooperative principles that many cooperative still use today.



History

Five Star’s history grew from the trees of Alabama and Georgia. We were founded in 1964 in Cedar Springs, GA, as the Cedar Springs Federal Credit Union and chartered to serve employees of the Great Southern Paper Company. Today Five Star serves 42 counties in Alabama and Georgia.



Geography

Our 28 financial centers serve 42 counties in Alabama and Georgia. If you live, work, or worship in the following Alabama counties, you can join: Barbour, Coffee, Dale, Geneva, Henry, Houston, Pike, and Russell. If you live, work, or attend school in the following Georgia counties, you can join: Ben Hill, Bibb, Calhoun, Chattahoochee, Crisp, Decatur, Dodge, Dooly, Dougherty, Early, Glynn, Grady, Harris, Houston, Irwin, Lee, Macon, Miller, Mitchell, Monroe, Muscogee, Seminole, Stewart, Sumter, Talbot, Taylor, Telfair, Terrell, Tift, Turner, Webster, Wilcox, Worth, and Quitman.


Financial Education Program

Five Star partners with Banzai and Everfi, two well-respected financial education programs, to offer teachers, students, and adults free financial education tools. Banzai is offered in 27 schools. Adults have access to quick Everfi online courses that focus on different aspects of personal finance, from reducing debt to buying a home. The courses take less than 10 minutes.

Careers

Five Star is the perfect place to work when you want a fun, challenging, and passionate career. Five Star offers job opportunities in its Alabama and Georgia locations. The majority of internal hires are promotions. Five Star offers health benefits, 401k, career pathing, paid time off, and much more.

Blog

On a regular basis, Five Star has a blog that offers its members free advice on how to handle their finances. You will find entries on how to manage your credit score, how to save for a home, how to manage a checking account, and many more. Stop in regularly to get free, expert advice.


























Each quarter, Five Star provides a member newsletter that keeps you up to date on Five Star news and great information to help you manage your finances. The newsletter is mailed, or emailed, with the Five Star statements each quarter. If you miss an issue, you can find them quickly on the app or here.

2024




Fourth Quarter Newsletter 

Our hard-working team needs to take an occasional break. Five Star offices are closed on federal holidays, our Online Banking services, mobile app and ATMs are always available to serve you.


2024
Date
Holiday
January 1
New Year's Day (Monday)
January 15
Martin Luther King, Jr. Day
February 19
Presidents Day
May 27
Memorial Day
June 19
Juneteenth National Independence Day
July 4
Independence Day
September 2
Labor Day
October 14
Columbus Day
November 11
Veteran's Day
November 28 Thanksgiving
December 25
Christmas Day










Five Star Credit Union is a full-service financial institution with locations in Alabama and Georgia, serving members nationwide.