Three couples laughing on an evening in their manufactured home.

Manufactured Homes

Local lending. Flexible options.

Experienced guidance.

From your first home to your next chapter, Five Star Credit Union offers financing options for manufactured homes. Whether you're purchasing a new home, considering a pre-owned home or exploring refinancing, our experienced lending team can help you find an option that fits your needs.
 
Explore Your Financing Options:
  • New manufactured homes
  • Pre-owned manufactured homes
  • Home-only financing: options for purchasing a manufactured home without buying land.
  • Land and home financing: explore options for financing a manufactured home and land together.

Why Finance Your Manufactured Home with Five Star Credit Union? 

Manufactured home financing isn't one-size-fits-all. Our experienced lending specialists understand the unique considerations involved and work with you to explore your options.

  • Local lending decisions
  • Competitive financing options
  • Flexible payment terms
  • Experienced lending specialists
  • Personal guidance throughout the process
 

Manufactured Home Refinancing 

Already own a manufactured home? Refinancing may help you lower your interest rate, adjust your monthly payment or explore a loan term that better fits your financial goals.
 
Our lending team can help you review your options and determine whether refinancing makes sense for your situation.
Hit "Apply Today" below. If you aren't a member, hit "Open Your Account" to get started.

Want to learn more about the home loan options at Five Star? Contact us or visit one of our Alabama, Georgia or Mississippi financial centers. 


 
 

Serving Alabama, Georgia and Mississippi Communities 

Five Star Credit Union proudly serves members across Alabama, Georgia and Mississippi with trusted financial solutions and hometown service. Our mortgage team is dedicated to helping families and individuals achieve homeownership through affordable financing and exceptional support.

Five Star Credit Union is a full-service financial institution with locations in Alabama, Georgia and Mississippi, serving members nationwide.





























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Ready to Get Started? 

Whether you're purchasing a new manufactured home, financing an existing home, or exploring land and home financing options, Five Star's experienced lending team is ready to help.

Apply today

Open Your Account

 

 Contact our lending team today to learn more about our manufactured home financing programs and begin your path to homeownership with Five Star Credit Union. 

Five Star Credit Union — Local Decisions. Personal Service. Trusted Financing. 

Frequently Asked Questions

Five Star offers financing for qualifying pre-owned manufactured homes. Eligibility depends on the home and applicable lending requirements.
Yes. Five Star offers home-only financing options for eligible borrowers.
Yes. Refinancing options are available for qualifying manufactured homes, subject to lending requirements.
Manufactured homes are built on a steel frame with wheels. They can be towed to a site and may or may not be placed on a permanent foundation later. 
 
Modular Homes are set permanently on a crawlspace, basement or slab foundation. They cannot be moved once assembled. 
Yes. Five Star does finance modular homes through our Mortgage department. To speak to someone about financing a modular home, contact 888-619-1711 option 3.






                                    Meet our Manufactured Lending Team
Kindra Trawick

Loan Originator 
NMLS #2472108 

Email: trawickk@fivestarcu.com 
Phone: (888) 619-1711 ext. 1188 
Fax: (334) 686-1751

Kindra is dedicated to helping members navigate the manufactured home financing process with confidence. She works closely with borrowers to understand their goals and identify lending options that best meet their needs. From application to closing, Kindra is committed to providing exceptional service and personalized support. 

Mike Nagy

Lending Manager 
NMLS #1970158 

Email: nagym@fivestarcu.com 
Phone: (888) 619-1711 ext. 1163 
Fax: (334) 686-1751 

With extensive lending experience and a commitment to member success, Mike oversees the manufactured lending process and helps ensure borrowers receive the financing solutions that best fit their circumstances. His knowledge and leadership make him a trusted resource for members throughout Alabama and Georgia.