Woman looking at a label at a grocery store.

Checking

Our no fee checking account comes with lots of perks.

These days, checking accounts offer way more than checks. There's super-fast money management with online and mobile banking. We offer a versatile Visa debit car that comes with access to a nationwide ATM network of 30,000 machines. With all these valuable member benefits, you would think Five Star might charge a few bucks for checking privileges. Nope. No way.

  • Your Free Checking and Your Fabulous 50 Checking never have monthly fees
  • There's no fee for Your Five Star Checking as long as you meet the minimum balance requirements; even if you don't, this dividend-earning account is a bargain at $10 per month
  • All accounts come with free online banking and free bill pay, plus free mobile banking and free mobile check deposit
  • The free Visa debit card makes it easy to shop online or in stores
  • Five Star offers Interactive Tellers (ITMs) at most locations. It's like having your account at your fingertips
  • Link your Five Star debit card to your device's digital wallet for tap-to-pay payments that draw funds straight from your checking account
  • Monthly e-Statements allow you to avoid paper clutter and view your financial data online or through the app

Opening a checking account is easy - it's just $25. There is no minimum balance after that. You can open your new Five Star checking account by stopping by one of the 28 local financial centers, by calling 888-619-1711 option 7, or by clicking the button below.



Refer a Friend and Make Money

Let your friends know how much you love Five Star. For each friend that you refer, you get $50 and they get $50! That's a good deal. It's easy to refer straight from the Five Star app or online banking. Look for Refer a Friend in the menu of the app or online banking.

Certain criteria must be met to qualify including:
  • Complete 10 or more debit card transactions (excluding ATM transactions)
  • Complete one direct deposit
  • Enroll in eStatements
  • Earn up to $500 in a year
Program only open to members and potential members 18 and over. Account must be in good standing with Five Star with no delinquencies. Allow 30 days for delivery of award bonus after completing all of the requirements.
 
 
If you need assistance managing your account, our financial calculators have you covered. Use our checking calculator to help manage the deposits coming in and the transactions that are going out. Use the budget calculator to get all your bills in one place, alongside your deposits. This will help you manage your monthly budget much more easily. Once you know where your money is going, you can manage it instead of it managing you.




Your Free Checking
  • Free Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free eStatements
  • Automatic Payments
  • Account Charge $0
  • Minimum to open $25
Your Fabulous 50 Checking
  • Free Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free eStatements
  • Free Personalize Standard Checks
  • Account Charge $0
  • Automatic Payments
  • Minimum to Open $25
  • Minimum Balance for Interest - .05% APY* Interest on all balances
  • Must be 50 years old or above
Your Five Star Checking
  • Free Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free eStatements
  • Free Personalize Standard Checks
  • Account Charge $0
  • Automatic Payments
  • Minimum to Open $25
  • Minimum Balance for Interest - $1,500 for .25% APY* Interest
  • $1,500 Minimum Balance
  • $10 Service Charge for Minimum Balance
Link Your Direct Deposit
Now you can link your direct deposit from the Five Star app or online banking. It just takes a few clicks.
















* (APY) Annual Percentage Yield
All Five Star accounts are guaranteed up to $250,000 from the National Credit Union Administration (NCUA).

If you have lost your card or it has been stolen, please call our Fraud Line at 855.847.2023.

Text Alerts

Of course, you want to protect all that hard-earned money in your checking account. That's why Five Star offers a fraud prevention system that will alert you to any suspicious account activity.

  • Members will receive a fraud text alert to their phone if their Five Star debit or credit card has potential fraudulent activity
  • At that point, you can immediately approve or reject the transaction
  • The ability to validate transactions in real-time is extremely beneficial to protecting your finances. However, you can opt-out of this service
  • Five Star will never text or call you asking for sensitive information such as a Social Security number, account number, card number, or PIN; any text or call that you receive that asks for personal information is not from Five Star
  • If you have questions about Five Star Fraud Text Alerts, call Member Care at 888-619-1711, option 7, or contact membercarecenter@fivestarcu.com

Want to learn more about the personal services at Five Star Credit Union? Give us a call or visit us in person at one of our Alabama and Georgia financial centers. 



Five Star Credit Union is a full-service financial institution with locations in Alabama and Georgia, serving members nationwide.