Business Solutions

Access to local, hands-on payroll support with big-league capability! 60+ years combined payroll & payments experience with a dedicated business account manager who knows your name Concierge support from our Destin, Florida-based team and Payroll & HR solutions tailored to your business!

This allows business members to accept credit and debit card payments securely either in person, online, or via mobile. Delivered through a trusted third-party provider, this solution supports point of sale systems, virtual terminals, and contactless payments, helping businesses increase sales, improve customer convenience, and project a professional image.

Gain better control over cash flow without manual transfers, reducing risk and saving time. These tools are designed to help businesses optimize liquidity, reduce idle balances, and improve operational efficiency. 

 Business members have a secure and convenient way to protect deposits that exceed standard NCUA insurance limits. By leveraging a network of federally insured financial institutions, this service helps to offer full NCUA insurance on large balances — without requiring members to manage multiple banking relationships. Businesses can earn a competitive return while maintaining full insurance coverage and liquidity.

Update and streamline your business's payment systems with customized technology that will help generate increased revenues. Our hardware and software include point-of-sale systems and online payment solutions for retail outlets, restaurants, medical offices, non-profit agencies and more. We're so sure we can help that we're offering businesses a $500 sign-on payment.

Businesses are able to deposit checks remotely — right from the office or job site — using a secure, easy-to-use platform. Whether you're scanning rent payments, client checks, or donations, this service saves time, improves cash flow, and eliminates trips to the financial center.

Businesses can send and receive payments electronically using ACH — easing the burden of manual check processing and improving efficiency. Smart Pay offers a secure, cost-effective way to manage cash flow with flexible scheduling and scalable options. 

Use this proactive fraud prevention tool to give businesses control over what clears their account. By reviewing flagged “exception” items — including checks and ACH transactions — you can approve or reject suspicious activity as it posts. Smart Protect helps safeguard your finances with daily oversight.