A brighter future can begin by owning your own home. The process can be overwhelming. Five Star offers personalized service and competitive rates. We work closely with you to find a mortgage and payment that fits your budget. Our mortgage loan originators will go over every option for you including a 30-year fixed, FHA, VA*, or USDA loan. You have a say every step of the way. Start dreaming, that home is very close.
An easy way to save money on your monthly payment or to pay off your loan quicker is to refinance. Click the "Apply Now" button to get started.
*VA loans do not have a minimum score requirement. They will be financed up to 100 percent of the sales contract price for purchases and 90 percent of appraised value on a cash out on a refinance. Five Star also offers an Interest Rate Reduction Loan (IRRL) that has a lower funding fee and lower closing costs for a no cash out refinance. Some exclusions may apply.
Five Star also offers home improvement loans, refinancing for existing mortgages, and personal lines of credit.
- Learn more about applying for a mortgage with Five Star Credit Union
- Learn more about Five Star’s mobile home loans in Alabama and Georgia
Refinancing
Whether you’re looking for a lower interest rate, a more predictable fixed-rate loan, or you would like to make adjustments based on an improved credit score check with Five Star first. Begin the refinancing process today.
Home Equity
The equity in your home, which is the difference between the amount you owe on your first mortgage and what your home is worth, is an asset often overlooked. You worked for your home now let it work for you!
Our loan specialists will work with to you make the most of your home equity. A Five Star Home Equity Loan can empower you to pay for things like your children’s tuition, a new investment opportunity, or a new business venture.
- Learn more about home equity.
- Learn more about applying for a Five Star Home Equity Line of Credit.
