With a Five Star free checking account, you can also receive a free Visa debit card. This makes your transactions easier plus you can use it at many of the surcharge free ATMs in Alabama, Georgia, and across the country.
Members are also encouraged to apply for a Five Star Visa credit card. The benefits make the Five Star Visa credit card :
- No annual fees
- No balance transfer fees
- No cash advance fees
- 3.99% introductory APR** on purchases and cash advances for the first six months
- Rates as low as 7.99%***
- one point for every dollar spent with the Visa rewards card
There are two different types of VISA® credit cards: Visa® Platinum and VISA® Platinum Rewards (including StarPoints rewards). The Visa Platinum card is a traditional Visa card with a competitive Annual Percentage Rate (APR). The Visa Platinum Rewards card comes with a slightly higher APR, but offers points for brand name merchandise, hotels, car rentals, and even cash back. You can start redeeming with as few as 2,500 points. Inquire at your local branch or call the Five Star Call Center at (888) 619-1711.
**Annual percentage rate (APR) is based on your credit score and credit worthiness. Introductory APR applies to retail purchases for first six months. After that, your APR will be 7.99% to 17.99% based on your credit worthiness. It will be reevaluated and may vary annually within this same range, based on your credit score.
***Cardholders APR is based on their credit worthiness. It will be reevaluated and may vary annually within this same range, based on your credit score.