Youth Savings

Getting a financial foundation is essential for children to succeed in life. That begins with a Five Star Rising Star Account. It only takes $5 to open an account. It is the perfect way to help your children and grandchildren begin building a bright future by saving money while also helping them to learn valuable lessons on how to manage their money.

As a youth savings account, Rising Star pays higher dividends to members’ children and grandchildren if the account is opened before they reach the age of 18. At age 19, the accounts automatically convert to adult Five Star Share Accounts. They are convenient and easy to use.


ANNUAL DIVIDEND RATE APY*
Rising Star (Youth Savings) 0.85% 0.85%
Amount paid any month that account receives an e-statement rather than a mailed paper statement.  (TIP: sign up for e-statements) 1.10% 1.11%

*APY is Annual Percentage Yield. Variable rates are subject to change. Fees, if incurred, may reduce earnings.