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Municipalities Checking – Earn a $100 Bonus

Open a Municipalities Checking account, set up direct deposit, and meet a few simple requirements to earn a $100 bonus. It’s easy—just receive $1,500 in qualifying direct deposits within the first 90 days, and your $100 bonus will be deposited directly into your account once all requirements are met.

You’ll also enjoy competitive earnings with 5.00% APY on balances up to $1,000 and 0.50% APY on balances over $1,000, helping your money work a little harder for you.

Exclusive Municipalities Member Benefits

• 1% rate reduction on a first mortgage for a primary residence
  (Rate is 1% below Five Star’s standard mortgage rate at the time of rate lock. Applies to Five Star–held loans only and is not available on secondary market loans.)
• $500 toward closing costs on manufactured home or mortgage loans
• Auto, RV, and personal loans at reduced rates 
  
• 0.25% APY increase on standard share certificates 

Five Star also offers Platinum Visa Credit Cards, Money Markets, and Share Certificates (CDs). As a member, you also have access to the CO-OP ATM Network, including locations inside Publix grocery stores, with over 30,000 surcharge-free ATMs nationwide, including the Presto Network. 

 Eligibility Requirements

To qualify, you must:

• Be employed by a participating municipality or governmental organization in the Five Star Works for Municipalities program
• Meet Five Star membership eligibility requirements
• Open a Municipalities Checking account
• Meet minimum funding requirements
• Enroll in Mobile Banking and eStatements
• Set up direct deposit

Open Your Account Today

Opening a Municipalities Checking account is easy. Just a $25 opening deposit is required, and there is no minimum balance requirement after opening.

Open your account by:

• Visiting one of our 29 local financial centers
• Calling 888-619-1711, option 7
• Clicking the button below