Member Qualifications

A $200 deposit gets you started as a business member. Five Star always offers free checking and savings with interest. There is no required minimum balance after opening with $25. There are also high yield youth account which makes Five Star the best choice for you and your entire family.
In Alabama, you are eligible to join if you live, work, worship, or attend school in any of the Alabama counties listed below. You are eligible for all the benefits of membership at Five Star Credit Union. In Georgia, you are eligible to join if you live in any of the Georgia counties listed below. You are eligible for all the benefits of membership at Five Star Credit Union.

List of Counties Five Star Serves

Barbour Coffee Dale
Geneva Henry Houston
Pike Russel  

Chattahoochee Crisp Decatur
Dougherty Early Glynn
Grady Lee Miller
Mitchell Muscogee Seminole
Stewart Sumter Terrell
Tift Turner Webster
Worth Quitman

To apply for membership, click the "Open Your Account" button at the top of the page or visit your local branch. If you don't live in one of the county's Five Star serves, you can join if you are employed by one of our Special Employer Groups (SEGs) that are eligible to be members. We also have a large list of member groups that you can view. Click to view a list of Eligible Employers.

You are also eligible to join if you are a qualified family member or live in the same house as a current member. We are always expanding our field of membership. If you wish to join please contact us and we will help you determine if you can become a member of the Five Star family.

When visiting a branch to open an account, please bring a valid U.S. government issued photo ID (such as a drivers license or passport) and the social security card for each person that will be on the account.

For parents opening an account for a child or grandchild, please bring the adult’s photo ID and the adult and child’s social security cards.

If one or both of these are not available, there are alternate forms of ID that are legally acceptable. Please call us at 888-619-1711 (option 7 for Member Care) for more information on alternate identification that can be used.

Make life easier. Everything you need is right here in our Switch Kit.
Our Switch Kit has all the forms you need to switch to a simply better account at Five Star Credit Union. We’re glad you decided to make the move. If you would like further assistance, please call 888-619-1711 (choose option 7) and speak to a Member Care Representative.